Billy Minder Terms of Service
These Terms of Service ("Terms") govern your access to and use of the Billy Minder mobile application ("Billy Minder" or the "App"), operated by Stevendy LLC ("Stevendy," "we," "us," or "our"). By downloading, accessing, or using Billy Minder, you agree to be bound by these Terms. If you do not agree, do not use the App.
1. What Billy Minder Does
Billy Minder helps you split a restaurant bill or other shared expense among a group of people, calculate tips, and (where enabled) send text notifications to people about their calculated share. Billy Minder is a calculation and convenience tool — it does not process payments, hold funds, or guarantee that any person will actually pay their share.
2. Accounts
Some features require a signed-in account, created directly or via a third-party sign-in provider (such as Google or Apple). You're responsible for keeping your account credentials secure and for anything that happens under your account. You must be at least 13 years old to use Billy Minder.
3. Your Responsibilities
You agree to use Billy Minder only for lawful purposes, and specifically agree that:
- You will not use the App to harass, spam, or send unwanted messages to anyone.
- If you use any feature that sends a text message to another person, you confirm that you have that person's permission to text them before doing so.
- You will not attempt to interfere with, disrupt, or reverse-engineer the App.
4. Accuracy of Calculations
Billy Minder calculates splits, tips, and totals based on the information you enter or that is read from a scanned receipt. Receipt scanning (including the "Scan Bill" Beta feature) uses automated text recognition and may make mistakes — due to photo lighting, smudged or damaged receipts, handwriting, or other factors. You are responsible for reviewing any scanned or calculated results before relying on them, and Stevendy is not responsible for financial disagreements, over- or under-payments, or other consequences arising from inaccurate entries or scans.
5. Third-Party Services
Billy Minder relies on third-party services to function, including but not limited to Google Sign-In, Sign in with Apple, Supabase (authentication and data storage), and receipt-scanning providers. Your use of those integrations may also be subject to those providers' own terms and privacy policies.
6. Payment Information You Add
If you choose to add payment information (such as a Zelle, Venmo, or Cash App identifier) to your profile, that information is stored so it can be shown to people you choose to share it with. Stevendy does not process, hold, or have access to any actual funds through these integrations — they are simply saved contact points you're choosing to share.
7. Intellectual Property
Billy Minder, its name, logo, and underlying software are owned by Stevendy LLC. You may not copy, modify, distribute, or create derivative works based on the App without our written permission.
8. Disclaimer of Warranties
Billy Minder is provided "as is" and "as available," without warranties of any kind, express or implied. We do not guarantee that the App will be uninterrupted, error-free, or that calculations, scans, or text messages will always be accurate or successfully delivered.
9. Limitation of Liability
To the fullest extent permitted by law, Stevendy LLC will not be liable for any indirect, incidental, or consequential damages arising from your use of Billy Minder, including but not limited to disputes between you and people you split bills with.
10. Changes to These Terms
We may update these Terms from time to time. If we make material changes, we'll update the "Last Updated" date above. Continuing to use Billy Minder after changes take effect means you accept the updated Terms.
11. Termination
We may suspend or terminate your access to Billy Minder at any time if we believe you've violated these Terms. You may stop using the App and delete your account at any time via Settings.
12. Governing Law
These Terms are governed by the laws of the State of New York, without regard to its conflict-of-law principles.
13. Contact
Questions about these Terms can be sent to postoffice@bill-minder.com.